FPX Online Banking is a bank transfer service that allows merchants to accept payments from Malaysian banks that offer internet banking.

FPX Online Banking supports the following banks:

Affin Bank
Agrobank
Alliance Bank
Ambank
Bank Islam
Bank Kerjasama Rakyat Malaysia
Bank Muamalat
Bank Simpanan Nasional
CIMB Bank
HSBC (Hong Kong and Shanghai Banking Corporation)
Hong Leong Bank
Kuwait Finance House
Maybank
OCBC Bank
Public Bank
RHB Bank
Standard Chartered Bank
United Overseas Bank (UOB)

PPRO offers two feature flows for your consideration:

PPRO Hosted Payment Page: By using this flow, you redirect the consumer to a customisable payment selection page hosted by PPRO where the consumer can select his individual bank to pay with. Once selected the consumer will get redirected to the respective bank to make the payment.

Direct to Bank: You can display the bank options on your own checkout page. Upon selection, you can start the transaction with PPRO specifying the selected bank. This allows you to redirect the consumer directly to the selected bank and you save 1 additional redirect. Note that FPX requires you to display all banks.

Payment Method Properties


Available country codes	MY
Processing (Presentation) currencies	MYR
Settlement currencies	USD
Consumer currencies	MYR
Channel member tag	fpx
Scheme name in the settlement file	FPX
Minimum transaction amount	1.01 MYR
Maximum transaction amount	Depends on the bank, up to 30,000 MYR
Session timeout	3 hours
Refund	Full, partial and multiple partial refunds are all available.
Refund Validity	180 days
Integration Type	Asynchronous

FPX Integration

Specific input parameters for the TRANSACTION call

Field Name	M/O/C	Type	Regex	Description
`specin.email`	M	ascii	Standard email validation	Unique reference identifying the consumer, maximum 50 characters
`specin.phone`	M	ascii	Standard phone number validation	Restricts payments to my paysafecard consumers only, who are the specified age or older. Note: The consumer must have a registered my paysafecard account
`specin.bankchannel`	O	ascii	`maybank` `cimb` `bankislam` `publicbank` `ambank` `hongleong` `rhbbank` `ocbc` `standardchartered` `affinbank` `bankrakyat` `bankmuamalat` `kuwaitfinancehouse` `banksimpanannasional` `alliancebank` `uob` `hsbc` `agrobank`	This optional parameter specin.bankchannel allows you to implement the Seamless flow where you host the bank selection on your own checkout page and redirect the consumer directly to the selected bank skipping the bank selection page. Note that as per scheme rules you need to display all banks of the network to the consumer as well as add any new banks to your checkout as FPX adds them to their network. If this parameter is not passed, the default behaviour is to redirect the consumer to a PPRO hosted payment page where they can select among all FPX banks.

For standard input parameters, see Input parameters for the TRANSACTION call.

Specific output parameters for the TRANSACTION call

There are no specific output parameters for the TRANSACTION call.

For standard output parameters, see Output parameters for the TRANSACTION call.

TRANSACTION call input

tag=fpx
&txtype=TRANSACTION
&countrycode=MY
&currency=MYR
&amount=250
&merchanttxid=84564142227
&login=johndoe
&password=wXBrpVporFVjGO4R
&contractid=JOHNDOETESTCONTRACT
&channel=testchannel
&merchantredirecturl=https%3A%2F%2Fmerchant.com%2Fwork%2Fppro2%2Flanding.php
&notificationurl=https%3A%2F%2Fmerchant.com%2Fwork%2Fppro2%2Fnotification.php
&accountholdername=Tester+Doe
$specin.dynamicdescriptor=testdescription
&specin.email=example%40example.com
&specin.phone=0123834753
&specin.bankchannel=maybank
&returnmode=urlencodeext

TRANSACTION call output

STATUS=SUCCEEDED
&TXID=600520459
&ERRMSG=
&CHANNEL=testchannel
&MERCHANTTXID=84564142227
&TAG=fpx
&REDIRECTSECRET=JRZ4jcuQVMFnF8yf0hOFypwWd1D5dU2u
&FUNDSSTATUS=WAITING