Finland banks

Integrate Finnish Online Banking Transfer (Verkkopankki) and allow merchants to accept payments from several Finnish banks that offer an online bank transfer payment method.

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Finnish banking transfers can be made via the following banks:

  • Aktia
  • Danske Bank
  • Handelsbanken
  • Nordea
  • Osuuspankki
  • POP Pankki
  • S-Pankki
  • Säästöpankki
  • OmaSP
  • Ålandsbanken

Payment Method Properties

Available country codesFI
Processing (Presentation) currenciesEUR
Settlement currenciesEUR
Consumer currenciesEUR
Channel member tagverkkopankki
Scheme name in the settlement fileverkkopankki
Minimum transaction amountEUR 0.65
Maximum transaction amountEUR 999,999
Session timeout1 hour
RefundFull, partial and multiple partial refunds are all available.
Refund Validity14 days
ChargebackNo
Integration TypeAsynchronous
SandboxPPRO-hosted

Transaction Flow

  1. The consumer selects Finnish Online Banking from the merchant's checkout page.
  2. The consumer is redirected to PPRO's payment page to select their bank.
  3. The consumer is redirected to their selected bank.
  4. Consumer logs in to online banking and reviews the order.
  5. The consumer authorizes the payment.
  6. The consumer is redirected to the payment confirmation page.

Finnish Online Bank Transfer Integration

Specific input parameters for the TRANSACTION call

Field NameM/O/CTypeDescription
specin.emailMasciiConsumer's email address
specin.provideridOasciiA valid provider ID. See the table below for a list of valid IDs.

For standard input parameters, see Input parameters for the TRANSACTION call.

Aktiaaktia
Danske Bankdanske
Handelsbankenhandelsbanken
Nordeanordea
OPosuuspankki
POP Pankkipop
S-Pankkispankki
Säästöpankkisaastopankki
OmaSPomasp
Ålandsbankenalandsbanken

Specific output parameters for the TRANSACTION call

Field NameTypeDescription
specout.bankreferencestringBank reference used for the payment.
specout.providerstringName of the payment method provider.

For standard output parameters, see Output parameters for the TRANSACTION call.

TRANSACTION call input

tag=verkkopankki
&txtype=TRANSACTION
&countrycode=FI
&currency=EUR
&amount=1055
&merchanttxid=E4JBtdHh66Eb
&login=johndoet
&password=wXBrpVporFVjGO4R
&contractid=JOHNDOECONTRACT
&channel=channelname
&merchantredirecturl=https%3A%2F%2Fmerchant.com%2Fwork%2Fppro2%2Flanding.php
&notificationurl=https%3A%2F%2Fmerchant.com%2Fwork%2Fppro2%2Fnotification.php
&specin.dynamicdescriptor=DynDescriptor
&specin.email=test%40gmx.de
&accountholdername=John+Doe
&returnmode=urlencodeext

TRANSACTION call output

REQUESTSTATUS=SUCCEEDED
&STATUS=SUCCEEDED
&TXID=621335356
&ERRMSG=
&CHANNEL=testchannel
&TAG=verkkopankki
&PAYMENTGUARANTEE=NONE
&REDIRECTSECRET=5Z8yNLfRBKACWozMm2La8BWDSG6cPeuK
&SPECOUT.SRCCOUNTRY=FI

Updated 7 months ago