Payment Method Properties


Available country codes	IT
Processing (Presentation) currencies	EUR
Settlement currencies	EUR
Consumer currencies	EUR
Channel member tag	mybank
Scheme name in the settlement file	MyBank
Minimum transaction amount	EUR 0.01
Maximum transaction amount	EUR 999,999,999.99
Session timeout	5 - 30 mins
Refund	Full, partial, multiple partial and over refunds are all available.
Refund Validity
Chargeback	No
Integration Type	Asynchronous
Sandbox	Scheme-hosted

Transaction Flow

The consumer selects MyBank on the merchant's checkout page.
They are redirected to the PPRO-hosted bank selection page.
The consumer selects the preferred bank.
They enter the bank details and approve the payment.
The consumer is redirected back to the merchant.

MyBank Integration

Specific input parameters for the TRANSACTION call

Field Name	M/O/C	Type	Description
`specin.timeout`	O	string	Minutes until a pending MyBank transaction times out. Possible values: between `5` and `30` Default value: `5`

For standard input parameters, see Input parameters for the TRANSACTION call.

This payment method supports the dynamic descriptor field (see The dynamic descriptor).

Specific output parameters for the TRANSACTION call

Field Name	Type	Description
`SPECOUT.SRCACCOUNTHOLDER`	ascii	The name of the account holder The MyBank `/paymentResult` endpoint returns it as `buyerName`.
`SPECOUT.SRCBIC`	ascii	BIC of the consumer’s account The MyBank `/paymentResult` endpoint returns it as `buyerBankBIC`.
`SPECOUT.SRCIBAN`	ascii	IBAN of the consumer’s account The MyBank `/paymentResult` endpoint returns it as `buyerIBAN`.
`SPECOUT.SRCCOUNTRY`	ascii	The 2-letter ISO code of the country from where the consumer makes the payment. It is extracted from the IBAN.
`SPECOUT.PAYMENTPURPOSE`	ascii	The value sent to the MyBank `/initiatePayment` endpoint as `orderDescription.` Reflects what the consumer sees on the payment page as "Payment Purpose".

For standard output parameters, see Output parameters for the TRANSACTION call.

TRANSACTION call input

tag=mybank
&txtype=TRANSACTION
&countrycode=IT
&currency=EUR
&amount=1055
&merchanttxid=xTePFP2QyZaf
&login=johndoe
&password=wXBrpVporFVjGO4R
&contractid=JOHNDOECONTRACT
&channel=testchannel
&preferredlanguage=en
&merchantredirecturl=https%3A%2F%2Fmerchant.com%2Fwork%2Fppro2%2Flanding.php
&notificationurl=https%3A%2F%2Fmerchant.com%2Fwork%2Fppro2%2Fnotification.php
&specin.dynamicdescriptor=DynDescriptor
&accountholdername=John%20Doe
&returnmode=urlencodeext

TRANSACTION call output

REQUESTSTATUS=SUCCEEDED
STATUS=SUCCEEDED
TXID=788406252
ERRMSG=
CHANNEL=testchannel
TAG=mybank
PAYMENTGUARANTEE=NONE
REDIRECTSECRET=GC99rC1HyLkhy6pvku0WTN2gne3ZbTLV
SPECOUT_PAYMENTPURPOSE=244U453
SPECOUT_SRCCOUNTRY=IT

Branding Guidelines

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Additional information

Some banks reject the use of a webview. Therefore, in order to maximise your MyBank authorisation rate, we recommend that your merchants do not use a webview in their mobile integration when presenting MyBank. Alternative implementations are:
1. Redirect to external browser app
2. Android Chrome Custom Tabs and iOS SFSafariViewController