Payment Method Properties

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Disputes / Chargebacks

A consumer could raise a dispute with Afterpay or chargeback with their issuer when they are unable to resolve the situation directly with the merchant. Afterpay will subsequently submit a request to PPRO inquiring about the transaction. PPRO notifies the PSP/merchant to provide full details and supporting documents for dispute/chargeback. The PSP/merchant is required to provide a response to PPRO within 7 business days. If the case is ruled in the favour of the consumer, the funds for the dispute/chargeback will then be deducted from one of PPRO’s next settlements. For more information see the Afterpay Chargebacks.

Transaction Flow

PPRO supports the immediate payment flow. The entire order total will be captured in full automatically as part of the transaction call.

1. The consumer selects to pay with Afterpay in the merchant checkout
2. The merchant sends the Transaction request to the PSP
3. PSP sends the Transaction request to PPRO
4. A Create Checkout Request is sent to Afterpay
5. A Create Checkout Response is returned along with the redirect checkout URL
6. A redirect URL is built and sent to the PSP
7. PSP sends redirect URL to Merchant
8. Merchant forwards the redirect URL to the consumer's browser
9. Consumer is shown the Afterpay page to sign-in/sign-up and approve the order
10. Afterpay notify PPRO of order status
11. A Capture Full Payment request is sent to Afterpay automatically and immediately by PPRO
12. A Capture Full Payment response is returned indicating the status of the capture
13. PPRO redirects the consumer back to the merchant’s web page and displays the result
14. A notification is sent to the PSP informing of a status update

Integration

Specific input parameters for the TRANSACTION call

For standard input parameters, see Input parameters for the TRANSACTION call.

Specific output parameters for the TRANSACTION call

For standard output parameters, see Output parameters for the TRANSACTION call.

TRANSACTION call input

tag=afterpay
&txtype=TRANSACTION
&countrycode=US
&currency=USD
&amount=1000
&merchanttxid=sale1709888865732
&login=LOGIN
&password=password
&contractid=MERCHANT
&channel=livechannel
&merchantredirecturl=https%3A%2F%2Fwww.example.org%2Ffeedback.php
&notificationurl=https%3A%2F%2Fwww.example.org%2Fnotification.php
&accountholdername=Test User
&specin.email=test.tester%40testing.com%0A
&specin.billingaddrfirstname=First
&specin.billingaddrlastname=Last
&specin.billingaddrline1=123 Test Street
&specin.billingaddrline2=Apartment 1
&specin.billingadminarea1=Los Angeles
&specin.billingregion=California
&specin.billingaddrpostalcde=90210
&specin.billingcntrycde=US
&specin.shippingaddrfirstname=First
&specin.shippingaddrlastname=Last
&specin.shippingaddrline1=123 Test Street
&specin.shippinggaddrline2=Apartment 1
&specin.shippingadminarea1=Los Angeles
&specin.shippingregion=California
&specin.shippingaddrpostalcde=90210
&specin.shippingcntrycde=US
&transientin.orderitems=[{"name":"Blue Carabiner","quantity":1,"price":"40.00","currency":"USD"},{"name":"Jeans","quantity":1,"price":"20.00","currency":"USD"}]
&returnmode=urlencodeext

TRANSACTION call output

REQUESTSTATUS=SUCCEEDED
&STATUS=SUCCEEDED
&TXID=123887123
&ERRMSG=
&CHANNEL=livechannel
&MERCHANTTXID=sale1709888865732
&TAG=afterpay
&SPECOUT.MINAMT=1
&SPECOUT.MAXAMT=2000.00
&SPECOUT.ORDERID=order123
&REDIRECTSECRET=dcn94nd2oud8eedhg38dkhed
&FUNDSSTATUS=WAITING
&FLAGS=