Swish
Swish is a smart and secure payment app that allows consumers to pay online, in store and exchange money with friends.The app is easily usable by consumers , where they simply join using their mobile numbers and connect their bank accounts for payments. Named Sweden's strongest brand for three consecutive years with a share of checkout of over 39%, Swish is the preferred way to pay for Swedish consumers.
Consumers can authorise payments on mobile apps/website, desktop via QR code and in-store payment terminals.
Payment Method Properties
| Available country codes | SE |
| Processing (Presentation) currencies | SEK |
| Settlement currencies | SEK |
| Consumer currencies | SEK |
| Channel member tag | Swish |
| Scheme name in the settlement file | Swish |
| Minimum transaction amount | .01 SEK |
| Maximum transaction amount | 999999999999.99 SEK |
| Session timeout | 3 Minutes (accept/decline by shopper) |
| Refund | Full Partial Multiple partial |
| Refund Validity | 13 months |
| Chargeback | No |
| Integration Type | Asynchronous |
| Sandbox | PPRO-hosted |
Transaction and Fund Flow
Swish Integrations
PPRO Offers Swish integrations across M-Commerce, In-Store and E-Commerce channel. Customer Journey across each is elaborated in below links:
Activate Swish
Onboarding on the PPRO side
At this stage, onboarding to Swish is manual. Please contact PPRO's Payments Support team to activate Swish for your account.
Programmatic onboarding will be ready for use by the end of Q3 2024.
Note
Swish supports only SEK presentment currency, PPRO can still settle customers in their preferred currency.
Updated 4 days ago