Swish is a smart and secure payment app that allows consumers to pay online, in store and exchange money with friends.The app is easily usable by consumers , where they simply join using their mobile numbers and connect their bank accounts for payments. Named Sweden's strongest brand for three consecutive years with a share of checkout of over 39%, Swish is the preferred way to pay for Swedish consumers.

Consumers can authorise payments on mobile apps/website, desktop via QR code and in-store payment terminals.

Payment Method Properties

Available country codesSE
Processing (Presentation) currenciesSEK
Settlement currenciesSEK
Consumer currenciesSEK
Channel member tagSwish
Scheme name in the settlement fileSwish
Minimum transaction amount.01 SEK
Maximum transaction amount999999999999.99 SEK
Session timeout3 Minutes (accept/decline by shopper)
Multiple partial
Refund Validity13 months
Integration TypeAsynchronous

Transaction and Fund Flow

Swish Integrations

PPRO Offers Swish integrations across M-Commerce, In-Store and E-Commerce channel. Customer Journey across each is elaborated in below links:

Swish M-Commerce

Swish In-Store

Swish E-Commerce (QR Only)

Swish Refunds

Activate Swish

Onboarding on the PPRO side

At this stage, onboarding to Swish is manual. Please contact PPRO's Payments Support team to activate Swish for your account.

Programmatic onboarding will be ready for use by the end of Q3 2024.



Swish supports only SEK presentment currency, PPRO can still settle customers in their preferred currency.