Payment Method Properties

Transaction Flow

1. On the merchant's payment page, the consumer chooses to pay online via eps.
2. They are redirected to the scheme-hosted bank selector page.
3. The consumer selects the bank and is redirected to the bank's online banking web page, where they complete the payment.
4. They log in on the banking app and confirm the payment.
5. The consumer is redirected to the merchant's website.

eps Integration

Specific input parameters for the TRANSACTION call

This payment method requires no specific input parameters.

For standard input parameters, see Input parameters for the TRANSACTION call.

This payment method supports the dynamic descriptor field (see The dynamic descriptor).

Specific output parameters for the TRANSACTION call

This payment method also emits the following well-known output parameters:

• SPECOUT.PAYMENTPURPOSE
• SPECOUT.SRCBIC

See Well-known SPECOUT parameters for details on well-known specific output parameters.

For standard output parameters, see Output parameters for the TRANSACTION call.

TRANSACTION call input

tag=eps
&txtype=TRANSACTION
&countrycode=AT
&currency=EUR
&amount=1055
&merchanttxid=uUYZbS2ktdV5
&login=johndoe
&password=wXBrpVporFVjGO4R
&contractid=JOHNDOECONTRACT
&channel=testchannel
&merchantredirecturl=https%3A%2F%2Fmerchant.com%2Fwork%2Fppro2%2Flanding.php
&notificationurl=https%3A%2F%2Fmerchant.com%2Fwork%2Fppro2%2Fnotification.php
&specin.dynamicdescriptor=DynDescriptor
&accountholdername=John%20Doe
&returnmode=urlencodeext

TRANSACTION call output

REQUESTSTATUS=SUCCEEDED
&STATUS=SUCCEEDED
&TXID=745277820
&ERRMSG=
&CHANNEL=testchannel
&TAG=eps
&PAYMENTGUARANTEE=NONE
&REDIRECTSECRET=9wYV3ofk6Kmib3uvYs9r49yNr7HJqWfs
&SPECOUT.PAYMENTPURPOSE=2MHKQR8
&SPECOUT.SRCBIC=BICCATYYXXX
&SPECOUT.SRCCOUNTRY=AT

Annotations

Transactions may change from any state, especially from FAILED to a SUCCEEDED state at any time. SUCCEEDED itself is considered a stable state (see also Important note about transaction states).

Supported banks

Integrating eps-Überweisung will allow merchants to offer secure online payments via the following Austrian banks: