Payment Method Properties


Available country codes	DE
Processing (Presentation) currencies	EUR
Settlement currencies	EUR
Consumer currencies	EUR
Channel member tag	giropay
Scheme name in the settlement file	Giropay
Minimum transaction amount	EUR 1.00
Maximum transaction amount	No limit.
Session timeout	1 hour
Refund	Full, partial and multiple partial refunds are all available.
Refund Validity	365 days
Chargeback	No
Integration Type	Asynchronous
Sandbox	PPRO-hosted

*giropay contractually guarantees the payment for up to 6 weeks after the initial transaction.

Transaction Flow

On the merchant's payment page, the consumer chooses to pay online via giropay.
They are redirected to the scheme-hosted bank selection page.
The consumer selects the bank and is redirected to the bank's online banking website to authorise the payment.
They log into the online banking and confirm the payment.
The consumer is redirected to the merchant's website by clicking 'go back to the shop'.

giropay Integration

Specific input parameters for the TRANSACTION call

giropay requires no specific input parameters.

For standard input parameters, see Input parameters for the TRANSACTION call.

This payment method supports the dynamic descriptor field (see The dynamic descriptor).

Specific output parameters for the TRANSACTION call

This payment method will emit the SPECOUT.PAYMENTPURPOSE output parameter.

See Well-known SPECOUT parameters for details on well-known specific output parameters.

For standard output parameters, see Output parameters for the TRANSACTION call.

TRANSACTION call input

tag=giropay
&txtype=TRANSACTION
&countrycode=DE
&currency=EUR
&amount=1055
&merchanttxid=zZx5WZ3dkbMp
&login=johndoe
&password=wXBrpVporFVjGO4R
&contractid=JOHNDOECONTRACT
&channel=testchannel
&merchantredirecturl=https%3A%2F%2Fmerchant.com%2Fwork%2Fppro2%2Flanding.php
&notificationurl=https%3A%2F%2Fmerchant.com%2Fwork%2Fppro2%2Fnotification.php
&specin.dynamicdescriptor=DynDescriptor
&accountholdername=John%20Doe
&returnmode=urlencodeext

TRANSACTION call output

REQUESTSTATUS=SUCCEEDED
&STATUS=SUCCEEDED
&TXID=814782598
&ERRMSG=
&CHANNEL=testchannel
&TAG=giropay
&PAYMENTGUARANTEE=NONE
&REDIRECTSECRET=IBkT3gYHRZIZ61YonJOx8JRb5AAee7f9
&SPECOUT_PAYMENTPURPOSE=34Y6BO6 John Doe
&SPECOUT_SRCCOUNTRY=DE

Branding Guidelines

For branding information, see the giropay branding guidelines.

Additional Information

Transactions may change from any state at any time. This change occurs especially from a FAILED to a SUCCEEDED state. SUCCEEDED is considered a stable state (see also Important note about transaction states).
To check if your bank is supported, see this page.