Pay-easy is a Japanese payment service that lets consumers pay for online purchases, bills, and taxes via bank transfer, ATMs, or convenience stores, offering a secure and convenient option for those without credit cards. Learn more about Pay-easy.

❗️
Pay-easy will be decommissioned on 31st January 2026.

No Pay-easy payment charges can be created after this date.

Payment method properties


Markets (consumer)	`JP`
Processing currencies	`JPY`
Consumer currencies	`JPY`
Authentication methods	`REDIRECT`
Authentication timeout	8 days and 10 minutes
Minimum payment amount	1 JPY
Maximum payment amount	ATM: 100,000 JPY Online banking: 1,000,000 JPY
Payment instrument	`PASSTHROUGH_WALLET`
Recurring payments	No
Separate captures	No
Refund	Full - Partial - Multiple
Refund validity	365 days
Disputes	No
Settlement risk	No

Make a Pay-easy payment

Pay-easy payments follow our standardized REDIRECT payment flow. However, we recommend including all relevant settings for any authentication methods you support.

To make a Pay-easy payment, you'll need to provide the following data at minimum when calling our payment charges endpoint:

Field	Description
`paymentMethod`	`PAYEASY`
`amount.value`	The amount to be paid in the smallest units of the currency used.
`amount.currency`	`JPY`
`consumer.name`	Full name of the consumer.
`consumer.country`	The country of residence of the consumer.
`consumer.email`	Email of the consumer.
`consumer.phone`	Phone number of the consumer.
authenticationSettings: REDIRECT `settings.returnUrl`	Specify the URL to which the consumer should be redirected after completing the payment. This is required for the `REDIRECT` payment flow.

Request

POST /v1/payment-charges

{
  "paymentMethod": "PAYEASY",
  "amount": {
    "value": 1000,
    "currency": "JPY"
  },
  "consumer": {
    "name": "John Smith",
    "country": "JP",
    "email": "[email protected]",
    "phone": "1234567890"
  },
  "authenticationSettings": [
    {
      "type": "REDIRECT",
      "settings": {
        "returnUrl": "https://www.webshop.com/order-results-page"
      }
    }
  ]
}

Response

You'll receive our standard payment charge response with the available authentication methods:

{
  "id": "charge_Y3JVzvEaJpvG53xd2R2Zt",
  "paymentMethod": "PAYEASY",
  "paymentMedium": "ECOMMERCE",
  "scheduleType": "UNSCHEDULED",
  "instrumentId": "instr_Asu0ig2PXXZSiNrhY44A5",
  "currency": "JPY",
  "country": "JP",
  "status": "AUTHENTICATION_PENDING",
  "consumer": {
    "name": "John Smith",
    "country": "JP",
    "email": "[email protected]",
    "phone": "1234567890"
  },
  "authenticationMethods": [
    {
      "details": {
        "requestUrl": "https://redirection-target.ppro.com",
        "requestMethod": "GET"
      },
      "type": "REDIRECT"
    }
  ],
  "authorizations": [
    {
      "id": "authz_aPobet0FNZNU1bYqfexFd",
      "amount": 1000,
      "status": "AUTHENTICATION_PENDING",
      "createdAt": "2025-06-21T08:34:20.766Z",
      "updatedAt": "2025-06-21T08:34:20.766Z"
    }
  ],
  "captures": [],
  "refunds": [],
  "discards": [],
  "voids": [],
  "createdAt": "2025-06-21T08:34:20.114Z",
  "updatedAt": "2025-06-21T08:34:20.766Z",
  "_links": {
    "authorizations": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/authorizations"
    },
    "captures": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/captures"
    },
    "refunds": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/refunds"
    },
    "discards": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/discards"
    },
    "voids": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/voids"
    }
  }
}

Pick the desired authentication method

REDIRECT

Redirect your consumer to the returned $.authenticationMethods[?(@.type == "REDIRECT")].details.requestUrl.
For example, with the value of https://redirection-target.ppro.com/ using the returned $.authenticationMethods[?(@.type == "REDIRECT")].details.requestMethod HTTP method.

APP_NOTIFICATION

Ask your consumer for the required identifier needed to initiate the push notification, often a phone or bank account number. For MBWAY payments, provide the consumer's phone number.

Handling the payment result

REDIRECT

After the consumer completes the payment, they are redirected to the returnUrl specified in the payment charge creation request.
Upon redirect back to your site, retrieve the latest payment status by performing a GET /v1/payment-charges/{paymentChargeId}. Use the returned status field to determine and display the final payment outcome to the consumer.
Additionally, webhooks are triggered to notify you of the payment result. This ensures you receive the outcome even if the consumer closes their browser or fails to return to your website.

APP_NOTIFICATION

The payment charge will remain in the AUTHENTICATION_PENDINGstate until the consumer confirms the payment.
Webhooks are sent to inform you of the payment outcome.
Alternatively, check the payment status by making a GET /v1/payment-charges/{paymentChargeId}. Use the Statusthat you received to display the payment outcome to the consumer.

Payment instrument

An instrument of type PASSTHROUGH_WALLET will be created for Pay-easy payments.

Request

GET /v1/payment-instruments/{instrument-id}

Response

{
    "id": "instr_z5TxnDodzdTWMAeqZM9Vt",
    "type": "PASSTHROUGH_WALLET"
}

Payment method properties

Make a Pay-easy payment

Request

Response

Pick the desired authentication method

Handling the payment result

Payment instrument

Request

Response

Sandbox testing