Jenius Pay

Jenius Pay is a digital wallet service offered by Bank BTPN in Indonesia. It enables users to make secure and convenient online transactions without the need for physical debit or credit cards. Learn more about Jenius.

Payment method properties

Markets (consumer)

ID

Processing currencies

IDR

Consumer currencies

IDR

Authentication methods

REDIRECT

Authentication timeout

6 hours

Minimum payment amount

10,000.00 IDR

Maximum payment amount

For non-KYC users: 2,000,000.00 IDR For KYC users: 10,000,000.00 IDR

Payment instrument

PASSTHROUGH_WALLET

Recurring payments

No

Separate captures

No

Refund

No

Refund validity

N/A

Disputes

No

Settlement risk

No

Make a Jenius Pay payment

Jenius Pay payments follow our standardized REDIRECT payment flow. Enabling you to offer a seamless desktop experience. We recommend including all relevant settings for any authentication methods you support.

To create a Jenius Pay payment, you'll need to provide the following data at minimum when calling our payment charges endpoint:

Field

Description

paymentMethod

JENIUS_PAY

amount.value

The amount to be paid in the smallest units of the currency used.

amount.currency

IDR

consumer.name

Full name of the consumer.

consumer.country

The country of residence of the consumer.

consumer.email

The consumer’s email address

consumer.phone

The consumer phone number.

order.shippingAddress.street

The street name and number of the address.

order.shippingAddress.postalCode

The address postal code.

order.shippingAddress.city

The address city.

order.shippingAddress.country

The address region.

order.orderItems.name

The order item name.

order.orderItems.quantity

The order item quantity.

order.orderItems.amount

The amount to pay for each individual item in the payment charge currency's smallest unit.

authenticationSettings: REDIRECT settings.returnUrl

Specify the URL to which the consumer should be redirected after completing the payment. This is required for the REDIRECT payment flow.

Request

POST /v1/payment-charges

{
    "paymentMethod": "JENIUS_PAY",
    "amount": {
        "value": 1000000,
        "currency": "IDR"
    },
    "consumer": {
        "name": "John Smith",
        "country": "ID",
        "email": "[email protected]",
        "phone": "123456789"
    },
    "order": {
        "shippingAddress": {
            "street": "Jl. Jendral Sudirman No. 45",
            "postalCode": "12190",
            "city": "Jakarta Selatan",
            "country": "ID"
        },
        "orderItems": [
            {
                "name": "Product Name 1",
                "quantity": 1,
                "amount": 1000000
            }
        ]
    },
    "authenticationSettings": [
        {
            "type": "REDIRECT",
            "settings": {
                "returnUrl": "https://www.webshop.com/order-results-page"
            }
        }
    ]
}

Response

You'll receive our standard payment charge response with the available authentication methods:

{
    "id": "charge_N6f5ZZ3fi46AHLhQd1baQ",
    "paymentMethod": "JENIUS_PAY",
    "paymentMedium": "ECOMMERCE",
    "scheduleType": "UNSCHEDULED",
    "instrumentId": "instr_CKV7gGsyFt03uQPpO9a6X",
    "currency": "IDR",
    "country": "ID",
    "status": "AUTHENTICATION_PENDING",
    "consumer": {
        "name": "John Smith",
        "email": "[email protected]",
        "phone": "123456789",
        "country": "ID"
    },
    "order": {
        "orderItems": [
            {
                "name": "Product Name 1",
                "quantity": 1,
                "amount": 1000000
            }
        ],
        "shippingAddress": {
            "street": "Jl. Jendral Sudirman No. 45",
            "postalCode": "12190",
            "city": "Jakarta Selatan",
            "country": "ID"
        },
        "industryData": []
    },
    "authenticationMethods": [
        {
            "details": {
                "requestUrl": "https://redirection-target.ppro.com",
                "requestMethod": "POST"
            },
            "type": "REDIRECT"
        }
    ],
    "authorizations": [
        {
            "id": "authz_IXMJXcvHQ10jFr2rmumw9",
            "amount": 1000000,
            "status": "AUTHENTICATION_PENDING",
            "createdAt": "2025-08-29T09:54:38.649Z",
            "updatedAt": "2025-08-29T09:54:38.649Z"
        }
    ],
    "captures": [],
    "refunds": [],
    "discards": [],
    "voids": [],
    "createdAt": "2025-08-29T09:54:38.344Z",
    "updatedAt": "2025-08-29T09:54:38.649Z",
    
    "_links": {
        "authorizations": {
            "href": "/v1/payment-charges/charge_N6f5ZZ3fi46AHLhQd1baQ/authorizations"
        },
        "captures": {
            "href": "/v1/payment-charges/charge_N6f5ZZ3fi46AHLhQd1baQ/captures"
        },
        "refunds": {
            "href": "/v1/payment-charges/charge_N6f5ZZ3fi46AHLhQd1baQ/refunds"
        },
        "discards": {
            "href": "/v1/payment-charges/charge_N6f5ZZ3fi46AHLhQd1baQ/discards"
        },
        "voids": {
            "href": "/v1/payment-charges/charge_N6f5ZZ3fi46AHLhQd1baQ/voids"
        }
    }
}

Pick the desired authentication method

REDIRECT

  1. Redirect your consumer to the returned $.authenticationMethods[?(@.type == "REDIRECT")].details.requestUrl.
    For example, with the value of https://redirection-target.ppro.com/ using the returned $.authenticationMethods[?(@.type == "REDIRECT")].details.requestMethod HTTP method.
  2. The consumer will be presented with the reference number and instructions to complete the payment.

Handling the payment result

REDIRECT

  1. After the consumer completes the payment, they are redirected to the returnUrl specified in the payment charge creation request.
  2. Upon redirect back to your site, retrieve the latest payment status by performing a GET /v1/payment-charges/{paymentChargeId}. Use the returned status field to determine and display the final payment outcome to the consumer.
  3. Additionally, webhooks are triggered to notify you of the payment result. This ensures you receive the outcome even if the consumer closes their browser or fails to return to your website.

Payment instrument

A PASSTHROUGH_WALLET instrument will be created for Jenius Pay, with no additional data provided.

Request

GET /v1/payment-instruments/{instrument-id}

Response

{
    "id": "instr_vlhrwkPclBlrhf8gnANVh",
    "type": "PASSTHROUGH_WALLET"
}

Sandbox testing

Jenius Pay uses PPRO's mock authenticator in sandbox. Learn more.