Integrate Argentina Local Acquiring and have access to a consumer base of over 45 million consumers. PPRO processes all major domestic and international card brands on local payment rails offering both local and international settlement options for wherever your business is located. Learn more.

Payment method properties


Markets (consumer)	`AR`
Processing currencies	`ARS`
Consumer currencies	`ARS`
Minimum payment amount	40.00 ARS
Maximum payment amount	Varies by card issuer
Payment instrument	`CARD_PPRO_VAULTED`
Network tokens	No
Recurring payments	Yes
Separate captures	Yes
Installments	Yes
Validation	Yes
Refund	Full - Partial - Multiple
Refund validity	180 days
Authorization reversal	Yes
Authorization validity	14 days
EMV 3-D Secure	No
Disputes	Yes
Settlement risk	No

Make a card payment

To create a one-time card payment, you'll need to provide the following data when calling our payment charges API:

Data Field	Description
`paymentMethod`	`CARD`
`amount.value`	The amount to be paid in the smallest units of the currency used.
`amount.currency`	`ARS`
`consumer.name`	Full name of the consumer.
`consumer.country`	The country where the consumer is shopping.
`consumer.taxIdentification`	The consumer’s tax identification number. See the section Consumer Tax Identification for more details.
`instrument.type`	`RAW_CARD`
`instrument.details.brand` (optional)	`AMEXDINERSDISCOVERMASTERVISA`The `brand` field is optional. Only use one of the values listed above. If the card’s brand is not included in this list or is unknown, do not include the brand field.
`instrument.details.number`	The primary account number (PAN) of the card used for payment.
`instrument.details.cvv`	Card verification value (CVV) A security code used to verify that the card is in the consumer's possession and to authenticate the card during authorization.
`instrument.details.holderName`	The full name of the cardholder as it appears on the card.
`instrument.details.expiryMonth`	The one to two-digit expiration month of the card.
`instrument.details.expiryYear`	The four-digit expiration year of the card.

Request

POST /v1/payment-charges

{
  "paymentMethod": "CARD",
  "amount": {
    "value": 10000,
    "currency": "ARS"
  },
  "consumer": {
    "country": "AR",
    "name": "John Smith",
    "taxIdentification": "20365526312"
  },
  "instrument": {
    "type": "RAW_CARD",
    "details": {
      "brand": "VISA",
      "number": "4444333322221111",
      "cvv": "123",
      "holderName": "John Smith",
      "expiryMonth": 2,
      "expiryYear": 2030
    }
  }
}

Response:

{
  "id": "charge_aPWseusjHRt144BTwXdU2",
  "paymentMethod": "CARD",
  "paymentMedium": "ECOMMERCE",
  "scheduleType": "UNSCHEDULED",
  "instrumentId": "instr_yGeGPffd4Ch56wZENvDbi",
  "instrumentUpdated": false,
  "currency": "ARS",
  "country": "AR",
  "networkTransactionIdentifier": "060720116005060",
  "status": "CAPTURE_PENDING",
  "consumer": {
    "name": "John Smith",
    "country": "AR",
    "taxIdentification": "20365526312"
  },
  "authorizations": [
    {
      "id": "authz_xi3UsqCIHbEirF6l7taXP",
      "amount": 10000,
      "status": "AUTHORIZED",
      "createdAt": "2025-02-26T18:37:27.089Z",
      "updatedAt": "2025-02-26T18:37:27.089Z"
    }
  ],
  "captures": [],
  "refunds": [],
  "voids": [],
  "createdAt": "2025-02-26T18:37:26.492Z",
  "updatedAt": "2025-02-26T18:37:27.089Z",
  "_links": {
    "authorizations": {
      "href": "/v1/payment-charges/charge_aPWseusjHRt144BTwXdU2/authorizations"
    },
    "captures": {
      "href": "/v1/payment-charges/charge_aPWseusjHRt144BTwXdU2/captures"
    },
    "refunds": {
      "href": "/v1/payment-charges/charge_aPWseusjHRt144BTwXdU2/refunds"
    },
    "voids": {
      "href": "/v1/payment-charges/charge_aPWseusjHRt144BTwXdU2/voids"
    }
  }
}

Consumer Tax Identification

The Argentine CUIT (Código Único de Identificación Tributaria) is an 11-digit tax identification number issued by Administración Federal de Ingresos Públicos. It is typically formatted as XX-XXXXXXXX-X, where the first 2 digits represent the entity type, the next 8 digits represent the identification number, and the final digit is a verification/check digit.

On our APIs we accept the CUIT either as a plain 11-digit numeric value (ex: 20123456783) without the hyphens.

Handling the payment result

Once the payment has been successfully AUTHORIZED you can present the payment outcome to the consumer.
The payment charge status will be in CAPTURE_PENDING or CAPTURED depending if autoCapture was applied or not. If required, Capture the payment charge.