Argentina Local Acquiring

Integrate Argentina Local Acquiring and have access to a consumer base of over 45 million consumers. PPRO processes all major domestic and international card brands on local payment rails offering both local and international settlement options for wherever your business is located. Learn more.

Payment method properties

Markets (consumer)AR
BrandsAMEX DINERS DISCOVER MASTER VISA + more
Processing currenciesARS
Consumer currenciesARS
Minimum payment amount40.00 ARS
Maximum payment amountVaries by card issuer
Payment instrumentCARD_PPRO_VAULTED
Network tokensNo
Recurring paymentsYes
Separate capturesYes
InstallmentsYes
ValidationYes
RefundFull - Partial - Multiple
Refund validity180 days
Authorization reversalYes
Authorization validity14 days
EMV 3-D SecureNo
DisputesYes
Settlement riskNo

Make a card payment

To create a one-time card payment, you'll need to provide the following data at minimum when calling our payment charges API:

Data Field

Description

paymentMethod

CARD

amount.value

The amount to be paid in the smallest units of the currency used.

amount.currency

ARS

consumer.name

Full name of the consumer.

consumer.country

The country where the consumer is shopping.

instrument.type

RAW_CARD

instrument.details.brand

AMEX DINERS DISCOVER MASTER VISA

The brand field is optional. Only use the values listed above. If the card brand is not included in this list, omit the field.

instrument.details.number

The primary account number (PAN) of the card used for payment.

instrument.details.cvv

Card verification value (CVV)
A security code used to verify that the card is in the consumer's possession and to authenticate the card during authorization.

instrument.details.holderName

The full name of the cardholder as it appears on the card.

instrument.details.expiryMonth

The one to two-digit expiration month of the card.

instrument.details.expiryYear

The four-digit expiration year of the card.

Request

POST /v1/payment-charges

{
  "paymentMethod": "CARD",
  "amount": {
    "value": 10000,
    "currency": "ARS"
  },
  "consumer": {
    "country": "AR",
    "name": "John Smith"
  },
  "instrument": {
    "type": "RAW_CARD",
    "details": {
      "brand": "VISA",
      "number": "4444333322221111",
      "cvv": "123",
      "holderName": "John Smith",
      "expiryMonth": 2,
      "expiryYear": 2030
    }
  }
}

Response:

{
  "id": "charge_aPWseusjHRt144BTwXdU2",
  "paymentMethod": "CARD",
  "paymentMedium": "ECOMMERCE",
  "scheduleType": "UNSCHEDULED",
  "instrumentId": "instr_yGeGPffd4Ch56wZENvDbi",
  "instrumentUpdated": false,
  "currency": "ARS",
  "country": "AR",
  "networkTransactionIdentifier": "060720116005060",
  "status": "CAPTURE_PENDING",
  "consumer": {
    "name": "John Smith",
    "country": "AR"
  },
  "authorizations": [
    {
      "id": "authz_xi3UsqCIHbEirF6l7taXP",
      "amount": 10000,
      "status": "AUTHORIZED",
      "createdAt": "2025-02-26T18:37:27.089Z",
      "updatedAt": "2025-02-26T18:37:27.089Z"
    }
  ],
  "captures": [],
  "refunds": [],
  "voids": [],
  "createdAt": "2025-02-26T18:37:26.492Z",
  "updatedAt": "2025-02-26T18:37:27.089Z",
  "_links": {
    "authorizations": {
      "href": "/v1/payment-charges/charge_aPWseusjHRt144BTwXdU2/authorizations"
    },
    "captures": {
      "href": "/v1/payment-charges/charge_aPWseusjHRt144BTwXdU2/captures"
    },
    "refunds": {
      "href": "/v1/payment-charges/charge_aPWseusjHRt144BTwXdU2/refunds"
    },
    "voids": {
      "href": "/v1/payment-charges/charge_aPWseusjHRt144BTwXdU2/voids"
    }
  }
}

Handling the payment result

  1. Once the payment has been successfully AUTHORIZED you can present the payment outcome to the consumer.
  2. The payment charge status will be in CAPTURE_PENDING or CAPTURED depending if autoCapture was applied or not. If required, Capture the payment charge.