Integrate Argentina Local Acquiring and have access to a consumer base of over 45 million consumers. PPRO processes all major domestic and international card brands on local payment rails offering both local and international settlement options for wherever your business is located. Learn more.

Payment Method Properties


Markets	`AR`
Brands	`AMEX`, `CABAL`, `DINERS`, `DISCOVER`, `MASTER`, `NARANJA`, `VISA`
Processing currencies	`ARS`
Consumer currencies	`ARS`
Settlement currencies	`ARS`, `EUR`, `GBP`, `HKD`, `SGD`, `USD`
Minimum payment amount	40.00 ARS
Maximum payment amount	Varies by card issuer
Recurring payments	Yes
Separate captures	Yes
Instalments	No
Zero value authorizations	Yes
Refund	Full - Partial - Multiple
Refund validity	180 days
Authorization reversal	Yes
Authorization validity	14 days
EMV 3-D Secure	No
Chargeback	Yes
Sandbox Availability	PPRO provided

Make a Card Payment

To create a one-time card payment, you'll need to provide the following data at minimum when calling our /v1/payment-charges API:

Data Field	Required	Description
paymentMethod	Y	`CARD`
amount.value	Y	The amount to be paid in the smallest units of the currency used.
amount.currency	Y	`ARS`
consumer.name	Y	Full name of the consumer.
consumer.country	Y	The country where the consumer is shopping.
instrument.type	Y	`RAW_CARD`
instrument.details.brand	Y
instrument.details.number	Y
instrument.details.cvv	Y
instrument.details.holderName	Y
instrument.details.expiryMonth	Y
instrument.details.expiryYear	Y

Request

POST /v1/payment-charges

{
  "paymentMethod": "CARD",
  "amount": {
    "value": 10000,
    "currency": "ARS"
  },
  "consumer": {
    "country": "AR",
    "name": "John Smith"
  },
  "instrument": {
    "type": "RAW_CARD",
    "details": {
      "brand": "VISA",
      "number": "4444333322221111",
      "cvv": "123",
      "holderName": "John Smith",
      "expiryMonth": 2,
      "expiryYear": 2026
    }
  }
}

Response:

{
  "id": "charge_aPWseusjHRt144BTwXdU2",
  "paymentMethod": "CARD",
  "paymentMedium": "ECOMMERCE",
  "scheduleType": "UNSCHEDULED",
  "instrumentId": "instr_yGeGPffd4Ch56wZENvDbi",
  "instrumentUpdated": false,
  "currency": "ARS",
  "country": "AR",
  "networkTransactionIdentifier": "060720116005060",
  "status": "CAPTURE_PENDING",
  "consumer": {
    "name": "John Smith",
    "country": "AR"
  },
  "authorizations": [
    {
      "id": "authz_xi3UsqCIHbEirF6l7taXP",
      "amount": 10000,
      "status": "AUTHORIZED",
      "createdAt": "2025-02-26T18:37:27.089Z",
      "updatedAt": "2025-02-26T18:37:27.089Z"
    }
  ],
  "captures": [],
  "refunds": [],
  "voids": [],
  "createdAt": "2025-02-26T18:37:26.492Z",
  "updatedAt": "2025-02-26T18:37:27.089Z",
  "_links": {
    "authorizations": {
      "href": "/v1/payment-charges/charge_aPWseusjHRt144BTwXdU2/authorizations"
    },
    "captures": {
      "href": "/v1/payment-charges/charge_aPWseusjHRt144BTwXdU2/captures"
    },
    "refunds": {
      "href": "/v1/payment-charges/charge_aPWseusjHRt144BTwXdU2/refunds"
    },
    "voids": {
      "href": "/v1/payment-charges/charge_aPWseusjHRt144BTwXdU2/voids"
    }
  }
}

2. Handle the response

Once the payment has been successfully AUTHORIZED you can present the payment outcome to the consumer.
The payment charge status will be in CAPTURE_PENDING or CAPTURED depending if autoCapture was applied or not. If required, Capture the payment charge.