Cash App Pay

Cash App Pay is a streamlined checkout solution developed by Block Inc., enabling U.S. consumers to make secure payments directly from their Cash App balance, bank account, or linked card. Designed for fast, mobile-first commerce, it eliminates the need for manual data entry and appeals strongly to Gen Z and Millennial shoppers. Learn more about Cash App Pay.

Payment method properties

Markets (consumer)US
Processing currenciesUSD
Consumer currenciesUSD
Authentication methodsREDIRECT
Authentication timeout1 hour
Minimum payment amount0.01 USD
Maximum payment amountUnverified and sponsored accounts - $1000 on a rolling 30-day period , total account limit - $1,500

Verified accounts - $40,000 on a rolling 30-day period
Payment instrumentPASSTHROUGH_WALLET
Recurring paymentsNo
Separate capturesNo
RefundFull - Partial - Multiple
Refund validity7 years
DisputesYes
Settlement riskNo

Make a Cash App Pay payment

Cash App Pay payments follow our standardized REDIRECT payment flow. We recommend including all relevant settings for any authentication methods you support.

To create a CashApp payment, you'll need to provide the following data at minimum when calling our payment charges endpoint:

FieldDescription
paymentMethodCASH_APP
amount.valueThe amount to be paid in the smallest units of the currency used.
amount.currencyUSD
consumer.countryThe country of residence of the consumer.
authenticationSettings: REDIRECT
settings.returnUrl
Specify the URL to which the consumer should be redirected after completing the payment. This is required for the REDIRECT payment flow.

Request

POST /v1/payment-charges

{
    "paymentMethod": "CASH_APP",
    "amount": {
        "value": 1000,
        "currency": "USD"
    },
    "consumer": {
        "country": "US",
    },
    "authenticationSettings": [
        {
            "type": "REDIRECT",
            "settings": {
                "returnUrl": "https://www.webshop.com/order-results-page"
            }
        }
    ]
}

Response

You'll receive our standard payment charge response with the available authentication methods:

{
    "id": "charge_YMjtbQBkeu462Kmg7TRCF",
    "paymentMethod": "CASH_APP",
    "paymentMedium": "ECOMMERCE",
    "scheduleType": "UNSCHEDULED",
    "instrumentId": "instr_fG4fT9gpWedidue2mS27x",
    "currency": "USD",
    "country": "US",
    "status": "AUTHENTICATION_PENDING",
    "consumer": {
        "country": "US"
    },
    "authenticationMethods": [
        {
            "details": {
                "requestUrl": "https://redirection-target.ppro.com",
                "requestMethod": "GET"
            },
            "type": "REDIRECT"
        }
    ],
    "authorizations": [
        {
            "id": "authz_1wl6H2uqSd7QQ0VjlaKBv",
            "amount": 100,
            "status": "AUTHENTICATION_PENDING",
            "createdAt": "2025-11-11T16:53:35.685Z",
            "updatedAt": "2025-11-11T16:53:35.685Z"
        }
    ],
    "captures": [],
    "refunds": [],
    "discards": [],
    "voids": [],
    "createdAt": "2025-11-11T16:53:34.607Z",
    "updatedAt": "2025-11-11T16:53:35.685Z",
        "paymentOperationNumber": 160000480406,
        "paymentOperationShortCode": "700EGB2",
        "merchantId": "test-merchant",
        "autoCapture": true
    },
    "_links": {
        "authorizations": {
            "href": "/v1/payment-charges/charge_YMjtbQBkeu462Kmg7TRCF/authorizations"
        },
        "captures": {
            "href": "/v1/payment-charges/charge_YMjtbQBkeu462Kmg7TRCF/captures"
        },
        "refunds": {
            "href": "/v1/payment-charges/charge_YMjtbQBkeu462Kmg7TRCF/refunds"
        },
        "discards": {
            "href": "/v1/payment-charges/charge_YMjtbQBkeu462Kmg7TRCF/discards"
        },
        "voids": {
            "href": "/v1/payment-charges/charge_YMjtbQBkeu462Kmg7TRCF/voids"
        }
    }
}

Pick the desired authentication method

REDIRECT

Redirect your consumer to the returned $.authenticationMethods[?(@.type == "REDIRECT")].details.requestUrl.
For example, with the value of https://redirection-target.ppro.com/ using the returned $.authenticationMethods[?(@.type == "REDIRECT")].details.requestMethod HTTP method.


Handling the payment result

REDIRECT

  1. After the consumer completes the payment, they are redirected to the returnUrl specified in the payment charge creation request.
  2. Upon redirect back to your site, retrieve the latest payment status by performing a GET /v1/payment-charges/{paymentChargeId}. Use the returned status field to determine and display the final payment outcome to the consumer.
  3. Additionally, webhooks are triggered to notify you of the payment result. This ensures you receive the outcome even if the consumer closes their browser or fails to return to your website.

Payment instrument

A PASSTHROUGH_WALLET instrument will be created for Cash App Pay, with no additional data provided.

Request

GET /v1/payment-instruments/{instrument-id}

Response

{
    "id": "instr_5ChenWBwW8xARvJ3GccAx",
    "type": "PASSTHROUGH_WALLET"
}

Sandbox testing

Cash App Pay uses PPRO's mock authenticator in sandbox. Learn more.