Cash App Pay

Cash App Pay is a streamlined checkout solution developed by Block Inc., enabling U.S. consumers to make secure payments directly from their Cash App balance, bank account, or linked card. Designed for fast, mobile-first commerce, it eliminates the need for manual data entry and appeals strongly to Gen Z and Millennial shoppers. Learn more about Cash App Pay.

Payment method properties

Markets (consumer)

US

Processing currencies

USD

Consumer currencies

USD

Authentication methods

REDIRECT

Authentication timeout

1 hour

Minimum payment amount

0.01 USD

Maximum payment amount

Unverified and sponsored accounts - $1000 on a rolling 30-day period , total account limit - $1,500
Verified accounts - $40,000 on a rolling 30-day period

Payment instrument

PASSTHROUGH_WALLET

Recurring payments

No

Separate captures

No

Refund

Full - Partial - Multiple

Refund validity

7 years

Disputes

Yes

Settlement risk

No

Make a Cash App Pay payment

Cash App Pay payments follow our standardized REDIRECT payment flow. We recommend including all relevant settings for any authentication methods you support.

To create a CashApp payment, you'll need to provide the following data at minimum when calling our payment charges endpoint:

Field

Description

paymentMethod

CASH_APP

amount.value

The amount to be paid in the smallest units of the currency used.

amount.currency

USD

consumer.country

The country of residence of the consumer.

authenticationSettings: REDIRECT settings.returnUrl

Specify the URL to which the consumer should be redirected after completing the payment. This is required for the REDIRECT payment flow.

Request

POST /v1/payment-charges

{
    "paymentMethod": "CASH_APP",
    "amount": {
        "value": 1000,
        "currency": "USD"
    },
    "consumer": {
        "country": "US",
    },
    "authenticationSettings": [
        {
            "type": "REDIRECT",
            "settings": {
                "returnUrl": "https://www.webshop.com/order-results-page"
            }
        }
    ]
}

Response

You'll receive our standard payment charge response with the available authentication methods:

{
    "id": "charge_YMjtbQBkeu462Kmg7TRCF",
    "paymentMethod": "CASH_APP",
    "paymentMedium": "ECOMMERCE",
    "scheduleType": "UNSCHEDULED",
    "instrumentId": "instr_fG4fT9gpWedidue2mS27x",
    "currency": "USD",
    "country": "US",
    "status": "AUTHENTICATION_PENDING",
    "consumer": {
        "country": "US"
    },
    "authenticationMethods": [
        {
            "details": {
                "requestUrl": "https://authman.qa.lp-pl.ppro.com/v0/redirections/forward?redirection_token=eyJhbGciOiJIUzUxMiJ9.eyJzZXNzaW9uIjp7InIiOiJjaGFyZ2VfWU1qdGJRQmtldTQ2MkttZzdUUkNGIn19.Fo-_ODse-Aykdpj_LHlASnIT310O-EGioKLAyQImxg0NzRx8gOLf9nOo-IXGbLw3-67V742wAAUcuUybD6wv_Q",
                "requestMethod": "GET"
            },
            "type": "REDIRECT"
        }
    ],
    "authorizations": [
        {
            "id": "authz_1wl6H2uqSd7QQ0VjlaKBv",
            "amount": 100,
            "status": "AUTHENTICATION_PENDING",
            "createdAt": "2025-11-11T16:53:35.685Z",
            "updatedAt": "2025-11-11T16:53:35.685Z"
        }
    ],
    "captures": [],
    "refunds": [],
    "discards": [],
    "voids": [],
    "createdAt": "2025-11-11T16:53:34.607Z",
    "updatedAt": "2025-11-11T16:53:35.685Z",
        "paymentOperationNumber": 160000480406,
        "paymentOperationShortCode": "700EGB2",
        "merchantId": "test-merchant",
        "autoCapture": true
    },
    "_links": {
        "authorizations": {
            "href": "/v1/payment-charges/charge_YMjtbQBkeu462Kmg7TRCF/authorizations"
        },
        "captures": {
            "href": "/v1/payment-charges/charge_YMjtbQBkeu462Kmg7TRCF/captures"
        },
        "refunds": {
            "href": "/v1/payment-charges/charge_YMjtbQBkeu462Kmg7TRCF/refunds"
        },
        "discards": {
            "href": "/v1/payment-charges/charge_YMjtbQBkeu462Kmg7TRCF/discards"
        },
        "voids": {
            "href": "/v1/payment-charges/charge_YMjtbQBkeu462Kmg7TRCF/voids"
        }
    }
}

Pick the desired authentication method

REDIRECT

  1. Redirect your consumer to the returned $.authenticationMethods[?(@.type == "REDIRECT")].details.requestUrl.
    For example, with the value of https://redirection-target.ppro.com/ using the returned $.authenticationMethods[?(@.type == "REDIRECT")].details.requestMethod HTTP method.
  2. The consumer will be presented with the reference number and instructions to complete the payment.

Handling the payment result

REDIRECT

  1. After the consumer completes the payment, they are redirected to the returnUrl specified in the payment charge creation request.
  2. Upon redirect back to your site, retrieve the latest payment status by performing a GET /v1/payment-charges/{paymentChargeId}. Use the returned status field to determine and display the final payment outcome to the consumer.
  3. Additionally, webhooks are triggered to notify you of the payment result. This ensures you receive the outcome even if the consumer closes their browser or fails to return to your website.

Payment instrument

A PASSTHROUGH_WALLET instrument will be created for Cash App Pay, with no additional data provided.

Request

GET /v1/payment-instruments/{instrument-id}

Response

{
    "id": "instr_5ChenWBwW8xARvJ3GccAx",
    "type": "PASSTHROUGH_WALLET"
}

Sandbox testing

Cash App Pay uses PPRO's mock authenticator in sandbox. Learn more.