πŸ‡¨πŸ‡± Chile Local Acquiring

Payment Method Properties

MarketsCL
BrandsAMEX, DINERS, DISCOVER, MASTER, VISA
Processing currenciesCLP
Consumer currenciesCLP
Settlement currenciesCLP, EUR, GBP, HKD, SGD, USD
Minimum payment amount0.00 CLP
Maximum payment amountVaries by card issuer
Recurring paymentsYes
Separate capturesYes
InstalmentsYes
Zero value authorizationsYes
RefundFull - Partial - Multiple Partial
Refund validity180 days
Authorization reversalYes
Authorization validity7 days
EMV 3-D SecureNo
ChargebackYes
Sandbox AvailabilityPPRO provided

One-time Payment

1. Create a payment charge

In your /v1/payment-charges request, include:

paymentMethod: CARD

instrument.type: RAW_CARD

Request:

{
	"paymentMethod": "CARD",
	"paymentDescriptor": "Acme Inc. - Order 123",
	"amount": {
		"value": 900000,
		"currency": "CLP"
	},
	"consumer": {
		"billingAddress": {},
		"country": "CL",
		"name": "John Smith"
	},
	"instrument": {
		"type": "RAW_CARD",
		"details": {
			"brand": "VISA",
			"number": "4111111111111111",
			"cvv": "123",
			"holderName": "John Smith",
			"expiryMonth": 1,
			"expiryYear": 2026
		}
	}
}

Response:

{
  "id": "charge_JqOxPe5C0ltzDym2Wb4zo",
  "paymentMethod": "CARD",
  "currency": "CLP",
  "country": "CL",
  "paymentDescriptor": "Acme Inc. - Order 123",
  "status": "CAPTURE_PENDING",
  "consumer": {
    "name": "John Smith",
    "country": "CL",
    "billingAddress": {}
  },
  "authorizations": [
    {
      "id": "authz_GRlW0pINO5ftY8aLTVtbg",
      "amount": 900000,
      "status": "AUTHORIZED",
      "createdAt": "2023-07-06T15:17:19.141Z",
      "updatedAt": "2023-07-06T15:17:19.141Z"
    }
  ],
  "captures": [],
  "refunds": [],
  "voids": [],
  "createdAt": "2023-07-06T15:17:19.043Z",
  "updatedAt": "2023-07-06T15:17:19.140Z",
  "_links": {
    "authorizations": {
      "href": "/v1/payment-charges/charge_JqOxPe5C0ltzDym2Wb4zo/authorizations"
    },
    "captures": {
      "href": "/v1/payment-charges/charge_JqOxPe5C0ltzDym2Wb4zo/captures"
    },
    "refunds": {
      "href": "/v1/payment-charges/charge_JqOxPe5C0ltzDym2Wb4zo/refunds"
    },
    "voids": {
      "href": "/v1/payment-charges/charge_JqOxPe5C0ltzDym2Wb4zo/voids"
    }
  }
}

2. Handle the response

  1. Once the payment has been successfully AUTHORIZED you can present the payment outcome to the consumer.
  2. The payment charge status will be in CAPTURE_PENDING or CAPTURED depending if autoCapture was applied or not. If required, Capture the payment charge.