MULTI_FACTOR
The MULTI_FACTOR method involves sending a one-time password (OTP), which the consumer provides to authenticate the payment.
MULTI_FACTOR authentication does not require any additional authenticationSettings.
Request
//...
"authenticationSettings": [
{
"type": "MULTI_FACTOR"
}
]
//...Response
//...
"authenticationMethods": [
{
"details": {},
"type": "MULTI_FACTOR"
}
]
//...To proceed with the MULTI_FACTOR flow, submit the OTP in the verificationCode
Request
POST /v1/payment-charges/{paymentChargeId}/authorizations
{
"authenticationResult": {
"type": "MULTI_FACTOR",
"details": {
"verificationCode": "124567"
}
}
}Response
{
"id": "authz_T2nP3ZL6bH6tscyJL7ymv",
"amount": 1000,
"status": "AUTHENTICATION_PENDING",
"merchantPaymentChargeReference": "YOUR_ORDER_NUMBER",
"createdAt": "2025-04-28T16:42:36.316Z",
"updatedAt": "2025-04-28T16:42:51.251Z",
"_links": {
"payment_charge": {
"href": "/v1/payment-charges/charge_rpxa3BpKcPzUlhYVKyvAV"
}
}
}Updated 6 days ago