TWINT is a popular mobile wallet supported by the main banks in Switzerland. Users can link their bank account or debit/credit cards with the TWINT app and pay at participating online and offline merchants. Learn more about TWINT.

Payment method properties


Markets	`CH`
Processing currencies	`CHF`
Consumer currencies	`CHF`
Settlement currencies	`CHF`
Authentication methods	`REDIRECT` `SCAN_CODE`
Authentication timeout
Minimum payment amount	0.01 CHF
Maximum payment amount	5,000.00 CHF (can vary by bank)
Payment instrument	`PASSTHROUGH_WALLET`
Recurring payments	Yes
Separate captures	No
Refund	Full - Partial - Multiple
Refund validity	6 months
Disputes	Yes
Sandbox availability	PPRO mock processor

Make a TWINT payment

TWINT payments follow our standardized REDIRECT and SCAN_CODE payment flows. Enabling you to offer a seamless desktop or in-store QR code to mobile handoff experience. We recommend including all relevant settings for any authentication methods you support.

To create a TWINT payment, you'll need to provide the following data at minimum when calling our payment charges API:

Field	Description
paymentMethod	`TWINT`
amount.value	The amount to be paid in the smallest units of the currency used.
amount.currency	`CHF`
consumer.name	Full name of the consumer.
consumer.country	The country where the consumer is shopping.
authenticationSettings: REDIRECT settings.returnUrl	Add the URL where the consumer should be redirected after they complete the payment. Required for the `REDIRECT` flow.

Request

POST /v1/payment-charges

{
  "paymentMethod": "TWINT",
  "amount": {
    "value": 1000,
    "currency": "CHF"
  },
  "consumer": {
    "country": "CH"
  },
  "authenticationSettings": [
    {
      "type": "REDIRECT",
      "settings": {
        "returnUrl": "https://www.webshop.com/order-results-page"
      }
    },
    {
      "type": "SCAN_CODE"
    }
  ]
}

Response

You'll receive our standard payment charge response with the available authentication methods:

{
  "id": "charge_Y3JVzvEaJpvG53xd2R2Zt",
  "paymentMethod": "TWINT",
  "paymentMedium": "ECOMMERCE",
  "scheduleType": "UNSCHEDULED",
  "instrumentId": "instr_Asu0ig2PXXZSiNrhY44A5",
  "currency": "CHF",
  "country": "CH",
  "status": "AUTHENTICATION_PENDING",
  "consumer": {
    "country": "CH"
  },
  "authenticationMethods": [
    {
      "details": {
        "codeType": "QR",
        "codeImage": "https://qr.ppro.com/payment/charge_Y3JVzvEaJpvG53xd2R2Zt/qr.png",
        "codePayload": "charge_Y3JVzvEaJpvG53xd2R2Zt",
        "codeDocument": "cdn.ppro.com/document.html?charge=charge_Y3JVzvEaJpvG53xd2R2Zt",
        "scanBy": "2025-06-22T11:09:22.937Z"
      },
      "type": "SCAN_CODE"
    },
    {
      "details": {
        "requestUrl": "https://redirection-target.ppro.com",
        "requestMethod": "GET"
      },
      "type": "REDIRECT"
    }
  ],
  "authorizations": [
    {
      "id": "authz_aPobet0FNZNU1bYqfexFd",
      "amount": 1000,
      "status": "AUTHENTICATION_PENDING",
      "createdAt": "2025-06-21T08:34:20.766Z",
      "updatedAt": "2025-06-21T08:34:20.766Z"
    }
  ],
  "captures": [],
  "refunds": [],
  "voids": [],
  "createdAt": "2025-06-21T08:34:20.114Z",
  "updatedAt": "2025-06-21T08:34:20.766Z",
  "_links": {
    "authorizations": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/authorizations"
    },
    "captures": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/captures"
    },
    "refunds": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/refunds"
    },
    "voids": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/voids"
    }
  }
}

Pick the desired authentication method

REDIRECT

Redirect your consumer to the returned $.authenticationMethods[?(@.type == "REDIRECT")].details.requestUrl.
For example, with the value of https://redirection-target.ppro.com/ using the returned $.authenticationMethods[?(@.type == "REDIRECT")].details.requestMethod HTTP method.
The consumer will be presented with the reference number and instructions to complete the payment.

SCAN_CODE

Render the code using one of the techniques available.
The consumer will scan the code to complete the payment.

Handling the payment result

REDIRECT

After the consumer completes the payment, they are redirected to the returnUrl specified in the payment charge creation request.
Upon redirect back to your site, retrieve the latest payment status by performing a GET /v1/payment-charges/{paymentChargeId}. Use the returned status field to determine and display the final payment outcome to the consumer.
Additionally, webhooks are triggered to notify you of the payment result. This ensures you receive the outcome even if the consumer closes their browser or fails to return to your website.

SCAN_CODE

You'll be notified of the payment outcome via Webhook.
You can check the payment status at any time by making a GET /v1/payment-charges/{paymentChargeId}.
Use the Status that you received to display the payment outcome to the consumer.

Payment instrument

A PASSTHROUGH_WALLET instrument will be created for TWINT, with no additional data provided.

Request

GET /v1/payment-instruments/{instrument-id}

Response

{
    "id": "instr_Asu0ig2PXXZSiNrhY44A5",
    "type": "PASSTHROUGH_WALLET"
}