GoPay is a digital wallet from Indonesia and part of the GoTo Group, which also includes the ride-hailing app Gojek. GoPay is widely accepted in Indonesia and commonly used for online purchases and in-app payments. According to Gojek, GoPay is accepted by over 900,000 merchants across channels, with 93% of small and medium businesses seeing increased transaction volumes and 55% reporting higher revenues after enabling GoPay. Learn more about GoPay.

Payment method properties


Markets (consumer)	`ID`
Processing currencies	`IDR`
Consumer currencies	`IDR`
Authentication methods	`REDIRECT`
Authentication timeout	1 hour
Minimum payment amount	1.00 IDR
Maximum payment amount	Depends on the bank
Payment instrument	`BANK_ACCOUNT`
Recurring payments	No
Separate captures	No
Refund	Full - Partial - Multiple
Refund validity	30 days
Disputes	No
Settlement risk	No

Make a GoPay payment

GoPay payments follow our standardized REDIRECTpayment flow. To create a GoPay payment, you'll need to provide the following data at minimum when calling our payment charges API:

Field	Description
paymentMethod	`GOPAY`
paymentDescriptor	Description of the payment.
amount.value	The amount to be paid in the smallest units of the currency used.
amount.currency	`IDR`
consumer.name	Full name of the consumer.
consumer.country	The country where the consumer is shopping.
authenticationSettings: REDIRECT settings.returnUrl	Add the URL where the consumer should be redirected after they complete the payment. Required for the `REDIRECT` flow.

Request

POST /v1/payment-charges

{
  "paymentMethod": "GOPAY",
  "amount": {
    "value": 1000,
    "currency": "IDR"
  },
  "consumer": {
    "country": "ID"
  },
  "authenticationSettings": [
    {
      "type": "REDIRECT",
      "settings": {
        "returnUrl": "https://www.webshop.com/order-results-page"
      }
    }
  ]
}

Response

{
  "id": "charge_Y3JVzvEaJpvG53xd2R2Zt",
  "paymentMethod": "GOPAY",
  "paymentMedium": "ECOMMERCE",
  "scheduleType": "UNSCHEDULED",
  "instrumentId": "instr_Asu0ig2PXXZSiNrhY44A5",
  "currency": "IDR",
  "country": "ID",
  "status": "AUTHENTICATION_PENDING",
  "consumer": {
    "country": "US"
  },
  "authenticationMethods": [
    {
      "details": {
        "requestUrl": "https://redirection-target.ppro.com",
        "requestMethod": "GET"
      },
      "type": "REDIRECT"
    }
  ],
  "authorizations": [
    {
      "id": "authz_aPobet0FNZNU1bYqfexFd",
      "amount": 1000,
      "status": "AUTHENTICATION_PENDING",
      "createdAt": "2025-06-21T08:34:20.766Z",
      "updatedAt": "2025-06-21T08:34:20.766Z"
    }
  ],
  "captures": [],
  "refunds": [],
  "voids": [],
  "createdAt": "2025-06-21T08:34:20.114Z",
  "updatedAt": "2025-06-21T08:34:20.766Z",
  "_links": {
    "authorizations": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/authorizations"
    },
    "captures": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/captures"
    },
    "refunds": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/refunds"
    },
    "voids": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/voids"
    }
  }
}

Pick the desired authentication method

REDIRECT

Redirect your consumer to the returned $.authenticationMethods[?(@.type == "REDIRECT")].details.requestUrl.
For example, with the value of https://redirection-target.ppro.com/ using the returned $.authenticationMethods[?(@.type == "REDIRECT")].details.requestMethod HTTP method.
The consumer will be presented with the reference number and instructions to complete the payment.

Handling the payment result

REDIRECT

After the consumer completes the payment, they are redirected to the returnUrl specified in the payment charge creation request.
Upon redirect back to your site, retrieve the latest payment status by performing a GET /v1/payment-charges/{paymentChargeId}. Use the returned status field to determine and display the final payment outcome to the consumer.
Additionally, webhooks are triggered to notify you of the payment result. This ensures you receive the outcome even if the consumer closes their browser or fails to return to your website.

Payment instrument

A BANK_ACCOUNT instrument will be created for GoPay.

Request

GET /v1/payment-instruments/{instrument-id}

Response

{
    "type": "BANK_ACCOUNT",
    "id": "instr_TP78MRrDvav5rJuSt0fGY",
    "details": {
        "holderName": "John Smith",
        "iban": "BE469880023409887665"
    },
    "type": "BANK_ACCOUNT"
}