GoPay is a digital wallet from Indonesia and part of the GoTo Group, which also includes the ride-hailing app Gojek. GoPay is widely accepted in Indonesia and commonly used for online purchases and in-app payments. According to Gojek, GoPay is accepted by over 900,000 merchants across channels, with 93% of small and medium businesses seeing increased transaction volumes and 55% reporting higher revenues after enabling GoPay. Learn more about GoPay.

Payment method properties


Markets (consumer)	`ID`
Processing currencies	`IDR`
Consumer currencies	`IDR`
Authentication methods	`REDIRECT`
Authentication timeout	14 minutes
Minimum payment amount	1.00 IDR
Maximum payment amount	Varies by bank
Payment instrument	`PASSTHROUGH_WALLET`
Recurring payments	No
Separate captures	No
Refund	Full - Partial - Multiple
Refund validity	30 days
Disputes	No
Settlement risk	No

Make a GoPay payment

GoPay payments follow our standardized REDIRECTpayment flow. To create a GoPay payment, you'll need to provide the following data at minimum when calling our payment charges endpoint:

Field	Description
`paymentMethod`	`GOPAY`
`amount.value`	The amount to be paid in the smallest units of the currency used.
`amount.currency`	`IDR`
`consumer.name`	Full name of the consumer.
`consumer.country`	The country of residence of the consumer.
authenticationSettings: REDIRECT `settings.returnUrl`	Specify the URL to which the consumer should be redirected after completing the payment. This is required for the `REDIRECT` payment flow.

Request

POST /v1/payment-charges

{
  "paymentMethod": "GOPAY",
  "amount": {
    "value": 1000,
    "currency": "IDR"
  },
  "consumer": {
    "name": "John Smith",
    "country": "ID"
  },
  "authenticationSettings": [
    {
      "type": "REDIRECT",
      "settings": {
        "returnUrl": "https://www.webshop.com/order-results-page"
      }
    }
  ]
}

Response

{
  "id": "charge_Y3JVzvEaJpvG53xd2R2Zt",
  "paymentMethod": "GOPAY",
  "paymentMedium": "ECOMMERCE",
  "scheduleType": "UNSCHEDULED",
  "instrumentId": "instr_Asu0ig2PXXZSiNrhY44A5",
  "currency": "IDR",
  "country": "ID",
  "status": "AUTHENTICATION_PENDING",
  "consumer": {
    "name": "John Smith",
    "country": "ID"
  },
  "authenticationMethods": [
    {
      "details": {
        "requestUrl": "https://redirection-target.ppro.com",
        "requestMethod": "GET"
      },
      "type": "REDIRECT"
    }
  ],
  "authorizations": [
    {
      "id": "authz_aPobet0FNZNU1bYqfexFd",
      "amount": 1000,
      "status": "AUTHENTICATION_PENDING",
      "createdAt": "2025-06-21T08:34:20.766Z",
      "updatedAt": "2025-06-21T08:34:20.766Z"
    }
  ],
  "captures": [],
  "refunds": [],
  "discards": [],
  "voids": [],
  "createdAt": "2025-06-21T08:34:20.114Z",
  "updatedAt": "2025-06-21T08:34:20.766Z",
  "_links": {
    "authorizations": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/authorizations"
    },
    "captures": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/captures"
    },
    "refunds": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/refunds"
    },
    "discards": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/discards"
    },
    "voids": {
      "href": "/v1/payment-charges/charge_Y3JVzvEaJpvG53xd2R2Zt/voids"
    }
  }
}

Pick the desired authentication method

REDIRECT

Redirect your consumer to the returned $.authenticationMethods[?(@.type == "REDIRECT")].details.requestUrl.
For example, with the value of https://redirection-target.ppro.com/ using the returned $.authenticationMethods[?(@.type == "REDIRECT")].details.requestMethod HTTP method.

APP_NOTIFICATION

Ask your consumer for the required identifier needed to initiate the push notification, often a phone or bank account number. For MBWAY payments, provide the consumer's phone number.

Handling the payment result

REDIRECT

After the consumer completes the payment, they are redirected to the returnUrl specified in the payment charge creation request.
Upon redirect back to your site, retrieve the latest payment status by performing a GET /v1/payment-charges/{paymentChargeId}. Use the returned status field to determine and display the final payment outcome to the consumer.
Additionally, webhooks are triggered to notify you of the payment result. This ensures you receive the outcome even if the consumer closes their browser or fails to return to your website.

APP_NOTIFICATION

The payment charge will remain in the AUTHENTICATION_PENDINGstate until the consumer confirms the payment.
Webhooks are sent to inform you of the payment outcome.
Alternatively, check the payment status by making a GET /v1/payment-charges/{paymentChargeId}. Use the Statusthat you received to display the payment outcome to the consumer.

Payment instrument

A PASSTHROUGH_WALLET instrument will be created for GoPay, with no additional data provided.

Request

GET /v1/payment-instruments/{instrument-id}

Response

{
    "id": "instr_Asu0ig2PXXZSiNrhY44A5",
    "type": "PASSTHROUGH_WALLET"
}

Payment method properties

Make a GoPay payment

Request

Response

Pick the desired authentication method

Handling the payment result

Payment instrument

Request

Response

Sandbox testing